With our exciting AAA Loyal Member® Discount, AAA Mid-Atlantic Insurance Group rewards members with a special discount. Under the Loyal Member Discount Program the longer you’ve been a continuous AAA member, the larger discount you will receive on your auto insurance premium. AAA members can save up to 20%. New members are eligible for an immediate 3% discount. Just another way that AAA helps members save… every day. This is the by far our best membership discount program ever offered. See how much you can save by requesting a quote online.