SALLIE MAE Smart Option Student Loan®:
For Degree-Granting Institutions
Now you can pay for college the smart way with great repayment options and competitive interest rates! Together we can do this.
The *AAA Smart Option Student Loan® made by Sallie Mae® is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.
To learn more or to apply, please get started here.
Benefits:
For Degree-Granting Institutions
- Competitive interest rates - 2.25% APR to 9.37% APR 4
- No origination fees4 and no prepayment penalty
- Pay now or later - defer your payments until after school or choose an in-school repayment option that fits your needs3
- Get a 2% Smart Reward® in your Upromise® account when you make scheduled monthly payments on time while in school5 (Not available with Deferred Repayment Option)
- Earn a 0.25 percentage point interest rate reduction while enrolled to make scheduled monthly payment by automatic debit6
- Borrow up to 100% of your school certified education costs (minimum $1,000)
- Applying with a creditworthy cosigner may help you qualify and/or receive a lower interest rate
- You can apply for a cosigner release after you graduate and make 12 consecutive on-time principal and interest payments7
3,4,5,6,7 Click here for additional important information.
Do you need assistance or have questions about the Smart Option Student Loan®? Contact Sallie Mae's Customer Call Center. The toll-free number is 866-457-4869. Business hours are Monday–Thursday, 8:00 a.m.–9:00 p.m. EDT; Friday, 8:00 a.m.–8:00 p.m. EDT
- Estimate college costs
- Compare costs for thousands of schools
- Enter Sallie Mae's monthly scholarship drawing!
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